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Some Highlights:
•Interest rates have come a long way in the last 30 years.
•The interest rate you secure directly impacts your monthly payment and the amount of house that you can afford.
•Experts predict that rates will increase by 3/4 a percent over the next 12 months.

You and your family have decided to sell your house. It is now time to choose a real estate professional to help with the process.

We’ve got more than 9 mood-lifting ideas to make your home more welcoming and efficient this winter.

The dark days of winter can really do a number on your well-being. Shorter days trigger the blahs; freezing temps spark the sniffles. So we put together a list of ideas that’ll turn your home into a comfy haven.

Cozy and Clever Energy Savers

Here’s how to create a brighter and warmer home without using more energy or cranking up the thermostat.

Tired of staring at leafless trees and patches of snow in your yard each winter? We’ve chosen nine great plants that add greenery, cool shapes, and will even blossom outside your window in the heart of winter. Hardy across many zones, these plants make terrific additions to your garden plans.

Saving water in your garden and yard trims your water bill and saves an increasingly scarce natural resource. A water-efficient landscape can:

  • Reduce outdoor water use by 20% to 50%
  • Save up to 10,000 gallons a year
  • Shave $30 to $70 off the average annual household water bill.

Planting drought-tolerant landscaping is one way to turn off the spigot in your garden. Here are other tips for saving water while growing flora.

With an annual fireplace chimney inspection — and possible sweeping — you can improve fireplace performance, and snuff out chimney fire and carbon monoxide concerns. Here are the types and cost of each.

Take a look at this new listing before it's gone. This home has so much to offer including arched doorways, crown molding, wood and tile floors, a covered back patio perfect for entertaining, an inground pool plus a guest house! Priced at $143,000 this one won't last long. http://www.alliancerdi.com/3417-elcia-dr-bakersfield-ca-93309

When sales associate Suzette Bailey of Real Estate Central in Cross Lanes, W. Va., tours a home with buyers, she knows that if it reeks of cat urine and has groupings of everyday household products like stripped-out batteries, lighter fluid, salt, and empty two-liter plastic soda bottles, the home’s problems are likely to stretch well beyond aesthetics. Such signs are potential red flags of a highly toxic substance lingering in the home—methamphetamine.

Are you looking for a way to save on your energy bills but don't want to go the route of expensive overhauls of your existing system? So many are in the same boat as you. There are a myriad of wonderful products on the market like the Nest smart thermostat and other similar products.

You’re about to be shut in for the season — here’s how to make sure your home is free of dust and dirt before you hunker down.

The heck with spring cleaning.